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Banking / Technology / Control
Who controls what comes next in banking?
Technology has repeatedly changed where power sits in financial services — from products and distribution to interfaces, data and infrastructure. I’m interested in what moves next.
Current work
Torinel™
A German financial intelligence platform examining how banking, technology and financial decision-making are changing.
About
The technology changes. The underlying question does not.
I study how technology shifts power inside financial services — who controls the customer interface, distribution, data, infrastructure and increasingly the decision itself.